When thinking about beginning the search for a new home, it’s natural to immediately start thinking about the perfect neighborhood, how many beds and baths you want etc etc . . . But in the excitement of looking for that perfect new home, it can be easy to forget about the most important factor of your search: your mortgage preapproval.
Your preappoval is key for so many reasons. Working with a reputable local lender helps ensure that you know exactly what your purchase power is. A great example of this is the ability to get estimates on the homes you love while you’re searching and before you make an offer! These estimates include your monthly mortgage payment, and your total closing costs not only specific to the exact home you love but also to your unique finances. This is crucial when evaluating the offer you are considering writing.
There are so many other countless ways a lender can be an invaluable asset to you in your search. I would love to connect you to someone I trust, or help guide you towards taking the first steps!!